Got A Question?


    • About Us
      • News
    • Commercial
        • Col_1
          • Business Accident and Travel Insurance
          • Business Insurance
          • Business Interruption
          • Construction Insurance
          • Cyber Insurance
          • Directors & Officers Insurance
        • Col_2
          • Financial Institution Insurance
          • Fleet & Commercial Vehicle Insurance
          • General Contractors & Trade Insurance
          • Landlord Insurance
          • Marine Insurance
          • Motor Trade Insurance
        • Col_3
          • Professional Indemnity Insurance
          • Property Management Insurance
          • Public Liability Insurance

        Insurance by Sector

        Black Lion Broking established in 2016

        Read More

        Private Client Insurance

        Professional Yet Personal Service

        Read More

        Commercial Insurance

        Extensive Experience in the London Market

        Read More
    • Insurance By Sector
        • Col_1
          • Architects, Engineers & Surveyors Insurance
          • Construction Insurance
          • Financial Institution Insurance
          • Food & Leisure Insurance
          • High Net-Worth Insurance
        • Col_2
          • Manufacturing Insurance
          • Marine Insurance
          • Real Estate Insurance
          • Wholesale / Suppliers Insurance

        Insurance by Sector

        Black Lion Broking established in 2016

        Read More

        Private Client Insurance

        Professional Yet Personal Service

        Read More

        Commercial Insurance

        Extensive Experience in the London Market

        Read More
    • Contact Us
    Got A Question?01932 974433
    01932 974433

    Food & Leisure Insurance

    Food & Leisure Insurance

    Working in the food and leisure industry can pose a wide range of business and people risks. External events can affect your trading. Illness or injuries can be sustained for a variety of reasons, from not adhering to health and safety regulations while preparing food, as well as accidents in the kitchen or during certain leisure activities. 

    A robust risk management and insurance programme can help your food and leisure business to respond quickly, maintain continuity and manage your reputation.

    Find out how Black Lion Broking Services Ltd can help you to manage any potential risks and protect your staff, customers, buildings and equipment within a comprehensive insurance solution.

    We are the right people for you

    Let's work together

    Contact Us 01932 974433

    Types of insurance cover your food and leisure business may require

    Insurance programmes for food and leisure businesses would typically include a combination of the following cover:

    • Business contents insurance: It is important to have insurance in place to protect the interior contents of your hotel or pub. This can include things such as fixtures and fittings, equipment and any furniture – for example carpets, lamps, beds, tables and glasses. When taking out a policy of this type, make sure you add up the value of all items, as this could be a costly mistake in the event of a claim if you do not have enough cover in place.
    • Business assets and equipment insurance: Provides cover for the things that your hotel or pub business needs to operate, such as computers, cleaning materials and stock.
    • Public liability insurance: Provides protection if you an individual suffers an injury during a stay at your hotel, or if their property is lost or damaged in your pub, it will give you some protection in the event of a claim.
    • Employers’ liability cover: This is a compulsory type of insurance for employers, regardless of whether the member of staff is permanent, temporary, volunteer, contractor or freelancer. The minimum level of protection is £5m, which will cover the cost of compensation claims if staff get injured or fall ill as a result of carrying out their required duties.
    • Buildings insurance: If you own the freehold for your hotel or pub, then you need to take out buildings insurance to protect your most expensive asset. The policy will provide cover in the event of flooding, a fire or theft.
    • Business interruption insurance: Provides cover for financial losses if your hotel or pub business can’t operate from its normal premises due issues such as to fire, major theft or a flood. This includes things like loss of income and rent and will help to keep your business operating if the worst should happen.
    • Stock insurance: Provides cover in the event that your stock (such as food and drinks) is damaged through fire or flooding, or if it is stolen.
    • Theft of takings: If you take payments in cash, then you may want added protection in case of theft from you, anyone working for you or your premises.
    • Glass cover: This type of policy can provide protection in the event that the windows of your restaurant or takeaway, shop front and glass displays are damaged maliciously through vandalism.
    • Loss of licence: If you serve alcohol in your premises and lose your licence for reasons outside of your control, this will ensure your business can operate as usual.
    • Goods in transit cover: This will provide cover if your stock is damaged or lost while being delivered by post or courier.

     

    These are just examples of some of the types of food & leisure insurance policies that we look after at Black Lion Broking Services Ltd. As we know that no two businesses are the same, speak to us today to find out which policies will best meet your needs.

    What insurance do I need for my food and leisure business?

    If you are responsible for the running of a food and leisure business of any kind you should consider taking out a tailored insurance programme. The wide variety of risks to both the staff and customers create the need for an insurance solution that provides comprehensive protection.

    We know that no two food and leisure businesses are the same, so speak to us today to find out which policies will best meet your needs.

    The cost of food and leisure insurance

    The combined premiums that you will pay for your food and leisure insurance programme depends on the level of cover that you need and the breadth of risk that your business is exposed to.

    It is crucial to ensure that you are properly protected in the event of an incident occurring. With that in mind, at Black Lion Broking Services Ltd we will take the time to understand the specific needs of your business and recommend the amount of cover that is best suited to you.

    Importantly, we work tirelessly on your behalf to present your business to potential insurers as accurately as possible so that premiums are completely appropriate to your risk exposure.

    Insuring your food and leisure business

    Black Lion Broking Services Ltd is well placed to provide you with the professional support to review your current insurance programme and assess where you might be at risk from underinsurance, or even paying for excessive cover.

    We understand that food and leisure businesses face unique risks and challenges on a day-to-day basis, and that you need bespoke insurance that works for you and gives you the level of cover that is appropriate to the risks that you face.

    Give your business the protection that it deserves today – if you want to find out how much peace of mind costs, contact Lee Walstow by calling: 01932 974434.

    Black Lion Broking established in 2016

    Extensive Experience in the London Market

    Independently Management Owned

    Professional Yet Personal Service

    Tailored Broking Solutions

    Multi-Trades considered up to £30m

    We’ve already insured
    over 1,000 clients

    Get Started Today

    Our customers rate us

    
    
    
    

    5/5

    
    
    
    

    Registered Office

    2a High Street,
    Thames Ditton
    KT7 0RY

    Opening times:
    8am – 6pm Monday – Friday

    T: 01932 974433

    Trading Address

    Unit 12a Enterprise House,
    44-46 Terrace Road,
    Walton on Thames
    KT12 2SD

    
    
    
    
    
    
    
    

    Commercial

    • Col_1
      • Business Accident and Travel Insurance
      • Business Insurance
      • Business Interruption
      • Construction Insurance
      • Cyber Insurance
      • Directors & Officers Insurance
    • Col_2
      • Financial Institution Insurance
      • Fleet & Commercial Vehicle Insurance
      • General Contractors & Trade Insurance
      • Landlord Insurance
      • Marine Insurance
      • Motor Trade Insurance
    • Col_3
      • Professional Indemnity Insurance
      • Property Management Insurance
      • Public Liability Insurance

    Insurance by Sector

    • Col_1
      • Architects, Engineers & Surveyors Insurance
      • Construction Insurance
      • Financial Institution Insurance
      • Food & Leisure Insurance
      • High Net-Worth Insurance
    • Col_2
      • Manufacturing Insurance
      • Marine Insurance
      • Real Estate Insurance
      • Wholesale / Suppliers Insurance

    Useful Links

    News
    Cookie Policy
    Privacy Policy
    Request GDPR Information

    Black Lion Broking Services Ltd | Registered Company Number: 10499574 | Financial Conduct Authority, No: 944295

    Authorised and regulated by the Financial Conduct Authority for General Insurance Distribution activities and as a credit broker. We do not charge any up-front fees for arranging credit.

    Our services are covered by the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment.

    The FOS Consumer Helpline is on 0800 023 4567 and their address is: Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: www.financial-ombudsman.org.uk

    2020 – Present © Copyright DNRG.

    
    
    
    
    Menu
    We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.
    Accept
    Cookies Settings
    Cookie Box Settings
    Cookie Box Settings

    Privacy settings

    Decide which cookies you want to allow.

    You can change these settings at any time. However, this can result in some functions no longer being available. For information on deleting the cookies, please consult your browser’s help function.

    Learn more about the cookies we use.

    With the slider, you can enable or disable different types of cookies:

    • Block all
    • Essential
    • Functionality
    • Analytics
    • Advertising

    This website will

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected

    This website won't

    • Remember your login details
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies)
    • Advertising: Gather personally identifiable information such as name and location

    This website will

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country

    This website won't

    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies)
    • Advertising: Gather personally identifiable information such as name and location

    This website will

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions

    This website won't

    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies)
    • Advertising: Gather personally identifiable information such as name and location

    This website will

    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies)
    • Advertising: Gather personally identifiable information such as name and location

    This website won't

    • Remember your login details
    Save & Close